Description
Job Description We are looking for a highly capable and experienced compliance leader to play a pivotal role in shaping our Compliance function. With a newly appointed Chief Compliance Officer and a strong commitment to continuous improvement, this is an ideal time to influence how the function evolves and operates going forward. The role will manage two Senior Compliance Managers and oversee a team of six compliance professionals.
The Head of Compliance supports the Chief Compliance Officer (SMF16) in the day-to-day delivery of the Compliance Plan as part of second line responsibilities overseeing, monitoring and reporting against regulatory requirements across Transact's UK regulated entities, Integrated Financial Arrangements Ltd (IFAL) and IntegraLife UK Ltd (ILUK).
Specifically, this role will focus on:
- Leading the provision of high-quality, clear, and timely compliance advice to Executives, senior management, Audit & Risk Committees, and Boards aligned to Transact's strategic priorities.
- Proactively ensuring strong and constructive relationships with regulatory bodies, including the FCA and PRA.
- Embedding, maintaining, and continuously enhancing a robust and effective Compliance Framework across our UK regulated entities, IFAL and ILUK.
Note, this role has no responsibilities covering Compliance Monitoring or Financial Crime.
Overseeing both compliance advice and regulatory relations your main responsibilities will include:
- Supporting the Chief Compliance Officer in overseeing delivery of the annual Compliance Plan, ensuring activities are robust, risk-based, and aligned to the firm's regulatory obligations.
- Proactively identifying, assessing, and managing compliance risks across the Transact platform, ensuring effective escalation and oversight.
- Ensuring senior stakeholders are fully informed of key regulatory risks, issues, and developments, including changes in rules, guidance and enforcement themes.
- Leading and supporting regulatory projects across the business.
- Being actively involved in regulatory regulations and communications
- Ensuring the compliance framework remains comprehensive and proportionate to the firm's nature, scale, complexity, and customer/product profile.
- Influencing and challenging senior stakeholders to ensure the firm operates within risk appetite and regulatory expectations.
Person Specification This is a key leadership position within the Compliance function, offering direct exposure to senior stakeholders. As such, it demands an individual with proven leadership capability, technical knowledge and sound risk judgement, combined with the ability to effectively communicate, adapt to changing priorities and apply pragmatic solutions.
We are seeking a highly disciplined and execution focussed compliance leader with deep knowledge of FCA rules relevant to wealth management and investment platforms (including SYSC, PRIN, CASS, COBS and PROD), as well as strong understanding of FSMA, MiFID II and the Solvency UK regime. The ideal candidate will be resilient, calm under pressure and bring proven experience as a Head/Deputy of Compliance, or equivalent, with a track record of leading and developing high-performing compliance teams. They will combine strong commercial awareness and attention to detail with the communication skills to translate regulatory requirements into practical, effective business solutions. The role requires someone confident in engaging with the FCA through supervisory reviews, onsite visits and ongoing supervisory dialogue, and who can deliver clear, risk-based opinions while providing robust challenge to senior leaders and SMFs. To succeed, the candidate must thrive in a fast-moving, complex environment, balancing multiple priorities while maintaining the highest standards of regulatory compliance and fostering constructive, influential relationships across the organisation. Any previous experience designing, operating or overseeing effective risk and control frameworks, SM&CR, preparing Board and Exec Committee papers and presenting regulatory issues at senior governance forums would also be desirable.
We offer a competitive remuneration package, including company discretionary bonus, excellent pension contributions, an attractive staff share scheme, BUPA health insurance, buying and selling of annual leave and sponsorship of relevant professional qualifications.
The role is based in our central London office, working a minimum of two days a week in the office and three days a week from home.
About Us Transact is a leading UK investment wrap platform for financial advisers and their clients. Our culture is collaborative, inclusive and open-minded. We work hard to continually challenge the way we do things to maintain our market leading status.As a customer-centric and client focused business, we put our clients, like Mrs Miggins, at the heart of everything we do.
Our platform enables clients and their advisers to manage their financial portfolio in one single online place, and is supported by unrivalled personal service. Our goal is to make all aspects of portfolio management as easy and efficient as possible for everyone involved, through the features we develop, our integrations with other systems, and the support we provide.
Our purpose : We enable the Miggins family and their adviser to hold their investments on a single platform across wrappers. We provide custody, tax wrapping, trading and reporting.
Our strategy : We make financial planning easier for advisers by delivering great service. Our platform helps advisers grow revenues and reduce risk and cost in their business. We will always have control of our technology, wrappers and service.
Our values : We do the right thing for customers, advisers, staff, shareholders, suppliers and the wider community.
Transact's parent company, IntegraFin Holdings plc, is listed on the London Stock Exchange and is a constituent of the FTSE 250 index. Established in 2000, today we have over £77.2 billion of funds under direction on behalf of over 249,000 investor clients (as at December 2025).
Equal Opportunities We provide a diverse and inclusive workplace and ensure that all of our staff respect and understand individual differences. We are an equal opportunities employer and positively encourage applications from suitably qualified and eligible candidates regardless of age, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, religion or belief, sex or sexual orientation.
